Check Your Credit Report 3 Times a Year!
February 2 (2/2), June 6 (6/6), October (10/10)
Federal law gives everyone the right to a free credit report from each of the three major credit bureaus every 12 months. UW-Extension makes it easy for consumers to review their reports through its “Check Your Free Credit Report” campaign. The website lets you sign up for reminders to check your free credit reports and provides guidance on how to get and read your free reports.
Credit reports affect people’s lives in a wide variety of ways that go beyond their ability to get a loan and how much they pay for credit. It is completely up to you to look over your own credit report for mistakes that should be removed, out-of-date information, and signs of identity theft. Research indicates around 20% of reports contain errors. Still, only about one-in-three Wisconsin adults look at their report each year. Visit the campaign’s website to get started.