Risk management is the process used to protect assets by minimizing the potential for negative outcomes. A 4-H club, group, or planning committee should anticipate potential risks as the activity is planned and should decide ways to manage these risks. Special areas for consideration include:

• chaperones
• emergency procedures
• finances
• overnight programming
• transportation

You may want to review items on the Risk Management Checklist to ensure you’ve taken all the necessary steps to manage risk associated with your event or activity.

Enrolled Wood County 4-H members are covered by accident insurance while participating in 4-H events and activities at the club, county, state, or national level. Contact Extension Wood County for additional information if it becomes necessary to file a claim.

Screened and enrolled Wood County 4-H adult leaders are provided secondary liability insurance by the county. Contact Extension Wood County for additional information about this insurance or if a claim needs to be filed.

Liability waivers, permission forms, and event medical consent-health history forms are available for your use in planning and conducting 4-H events and activities.